We know how hard you’ve worked to get your business to where it is today. The last thing we want to see happen is a major setback caused by death, critical illness or disability affecting you or one of your key employees. Fortunately, it’s our total passion to help you find the products you need to make sure you are covered if you ever require it.



Protecting your business with life insurance for key employees is a great way to ensure that the business can go on even in the wake of the unimaginable.



This coverage protects you and your key employees in the event that any of you fall ill with a critical illness rendering you unable to work for a period of time.


There are many reasons to invest in a benefits plan for your employees. Chief among them are the fact that they help you attract and retain good people, increase morale, maintain productivity, keep your employees healthy all while providing tax-efficient compensation.



Offering your employees health benefits is a great way to enhance your total compensation package while remaining competitive in tight labour markets.


In these challenging economic times, businesses are constantly looking for ways to control their costs. Your employee benefit plan could be a source of savings. That’s why we offer our free of charge Second Opinion Service. We will review your existing plan and make recommendations on ways to optimize your offering.

A review of your existing plan could return benefits such as:

Taking your plan out to the market for quotes on a regular basis ensures that your carrier is staying competitive or identifies another carrier that may be better suited to your current requirements.

Regular employee benefits sessions helps communicate things like what their plan covers and how to make a claim. This goes a long way to ensuring your employees maximize the use of the plan you’ve provided and give them a sense of appreciation for your efforts.

Coordinating your employee benefits with a Health Spending Account (HSA) or Wellness Spending Account (WSA), possibly carving out certain benefits from your insured plan and having them picked up through a flexible HSA or WSA.

Contact us today to begin your complimentary, no obligation Second Opinion Service review of your existing plan.